Terms & Condition

📧 support@secureacacare.com

Welcome to Secure ACA Care. These Terms of Use govern your access to and use of our website, services, and tools. By using our Services, you agree to comply with these Terms.

If you do not agree to these Terms, please discontinue use of our Services.

1. Acceptance of Terms

By accessing or using our Services, you confirm that you are at least 18 years old or the age of majority in your jurisdiction. Your continued use of our Services constitutes acceptance of these Terms, including any referenced policies.

2. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes take effect immediately upon posting to our website. Your continued use of our Services after such changes indicates acceptance of the revised Terms. We encourage regular review.

3. Description of Services

Secure ACA Care provides tools and information related to Affordable Care Act (ACA) health coverage. While we strive for accuracy, we do not guarantee that all content is error-free, up-to-date, or applicable to your individual needs.

4. No Professional Advice

All content on our website is for informational purposes only and does not constitute professional, legal, or financial advice. Always consult a licensed insurance agent, healthcare provider, or qualified professional before making any decisions about health coverage.

5. User Responsibilities

• Account Security: If you create an account, you are responsible for keeping your credentials secure.
• Accurate Information: You agree to provide truthful and up-to-date details when using our Services.
• Prohibited Conduct: You may not:
  • Use our Services for unlawful or fraudulent activities.
  • Misrepresent your identity or impersonate another person.
  • Introduce malware, viruses, or harmful code.

6. Intellectual Property

All content on Secure ACA Care, including text, graphics, logos, and software, is owned by us or our licensors and protected by intellectual property laws. You may not copy, modify, distribute, or use our content without explicit permission.

7. Third-Party Links

Our Services may contain links to third-party websites. We are not responsible for their content, privacy practices, or any damages resulting from accessing such external resources.

8. Disclaimer of Warranties

We provide our Services “as is” and “as available” without any warranties, express or implied. We do not guarantee uninterrupted, error-free service or immunity from security threats.

9. Limitation of Liability

To the fullest extent permitted by law, Secure ACA Care and its affiliates are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of our Services.

10. Indemnification

You agree to indemnify and hold Secure ACA Care, its affiliates, officers, employees, and agents harmless from any claims, losses, damages, or liabilities resulting from your use of our Services or violation of these Terms.

11. Governing Law & Jurisdiction

These Terms are governed by the laws of the United States, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the appropriate courts within the United States.

12. Termination of Use

We reserve the right to suspend or terminate your access to our Services at any time, with or without notice, if we believe you have violated these Terms. Provisions regarding intellectual property, indemnification, and limitation of liability will survive termination.

13. Contact Information

For any questions regarding these Terms, please contact us at:

📧 support@secureacacare.com

14. Entire Agreement

These Terms, along with our Privacy Policy, represent the entire agreement between you and Secure ACA Care regarding your use of our Services. Failure to enforce any provision does not waive our right to enforce it in the future.